IGN: sperst.
DATE: 12th of August, 2022.
WHAT YOU WANT TO SUGGEST OR MENTION: A bank update. Right now, the bank is a complete waste of time and space, unless you enjoy putting in / taking money out of the bank for the sole purpose of it just being there.
A couple of ideas I have to improve the bank's state right now:
INTEREST RATES:
Of course this wouldn't be totally realistic, as I doubt newer players would want to wait a long amount of time for a short amount of money to come in.
Something like, 0.1% interest/day may work, as this would only give say a player with one million in the bank, 1,000 yen a day.
In my opinion, this would be a fine amount, as the 'rich wouldn't get richer' too fast, since say this metaphorical person kept this million in the bank for a whole year, we can determine that they'd only profit in about 440,251 yen after a whole year.
The interest rate, or how often it's paid out will most likely be different based on other people's opinions, but just take mine as an example.
A BANKING APP:
I don't doubt that this has been suggested already, but a simple banking app would make a great addition to both the bank and phones.
Said app could work just like the current ATM GUI's, different hover-able items such as 'BALANCE' or 'CLICK TO TRANSFER'.
Simply being able to check your balance, or transfer money to someone else on the go would come as a convenience to players such as tailors, who can be paid much easier for their work, as well as not having to hunt down an ATM just to check your bank balance.
PAYING IN STORES VIA CARD:
This suggestion has recently been submitted elsewhere so I won't go into much detail.
Although this may be a hard feature to implement, it would;
- serve as a small addition to cashier's roleplay; asking the simple question, 'Cash or card?'
- give purpose to the cash register block, other than it just BEING THERE.
- idk I ran out of points, just a cool feature ig.
LOANS:
A loaning system for the bank, not much to explain, other than a set of rules that this could comprise of;
- You can't take out a loan if you have another one, not paid off.
- Every player could begin with an initial maximum loan of say 50,000 yen, perhaps increasing overtime depending on how trustworthy said player is in paying the loan back.
- Interest on the loan, slightly above the bank's interest in order for the bank to make a metaphorical profit.
HOW WILL THIS BENEFIT THE SERVER/COMMUNITY?: Would simply give more usage to the bank, as well as anything else I may have mentioned above.
DATE: 12th of August, 2022.
WHAT YOU WANT TO SUGGEST OR MENTION: A bank update. Right now, the bank is a complete waste of time and space, unless you enjoy putting in / taking money out of the bank for the sole purpose of it just being there.
A couple of ideas I have to improve the bank's state right now:
INTEREST RATES:
Of course this wouldn't be totally realistic, as I doubt newer players would want to wait a long amount of time for a short amount of money to come in.
Something like, 0.1% interest/day may work, as this would only give say a player with one million in the bank, 1,000 yen a day.
In my opinion, this would be a fine amount, as the 'rich wouldn't get richer' too fast, since say this metaphorical person kept this million in the bank for a whole year, we can determine that they'd only profit in about 440,251 yen after a whole year.
The interest rate, or how often it's paid out will most likely be different based on other people's opinions, but just take mine as an example.
A BANKING APP:
I don't doubt that this has been suggested already, but a simple banking app would make a great addition to both the bank and phones.
Said app could work just like the current ATM GUI's, different hover-able items such as 'BALANCE' or 'CLICK TO TRANSFER'.
Simply being able to check your balance, or transfer money to someone else on the go would come as a convenience to players such as tailors, who can be paid much easier for their work, as well as not having to hunt down an ATM just to check your bank balance.
PAYING IN STORES VIA CARD:
This suggestion has recently been submitted elsewhere so I won't go into much detail.
Although this may be a hard feature to implement, it would;
- serve as a small addition to cashier's roleplay; asking the simple question, 'Cash or card?'
- give purpose to the cash register block, other than it just BEING THERE.
- idk I ran out of points, just a cool feature ig.
LOANS:
A loaning system for the bank, not much to explain, other than a set of rules that this could comprise of;
- You can't take out a loan if you have another one, not paid off.
- Every player could begin with an initial maximum loan of say 50,000 yen, perhaps increasing overtime depending on how trustworthy said player is in paying the loan back.
- Interest on the loan, slightly above the bank's interest in order for the bank to make a metaphorical profit.
HOW WILL THIS BENEFIT THE SERVER/COMMUNITY?: Would simply give more usage to the bank, as well as anything else I may have mentioned above.
